Property

Beautify San Jose Grants Improve San Jose Real Estate Values & Establishes Community Pride San Jose city grants are being awarded for beautification projects that can improve San Jose real estate values and unite communities. Neighborhood beautification projects are working diligently to reduce graffiti, trash, and “blight.” Selected associations can be awarded grants up to $5,000. For an...

The passing of the GOP tax bill unveiled Dec. 15th may cause expert opinions to change for the 2018 real estate market.  A recap of some issues the housing market faced last year… Shrinking supply of homes for sale. This continues to be a problem primarily affecting the entry-level market. Prices could be driven up due to a low supply of homes for sale. Fairly static mortgage rates, expected to...

A draft of the tax reform legislation was released on Thursday by the House Ways and Means Committee. Many of the provisions listed in the republicans’ September tax reform framework are incorporated in the Tax Cuts and Job Act, H.R. 1 along with new details. Federal government revenue is eligible to be cut by up to $5.1 trillion over the next 10 years with the budget legislation passed in October. It...

Low Down Payment Options Now Available For Millennials and First-Time Homebuyers Low down payment programs attract millennials and create opportunities for first-time homebuyers. Did you know that 61% of first-time homebuyers purchased their home using a down payment of 6% or less? A recent report released by Down Payment Resource shows this data. The same source shows a similar trend among all buyers;...

San Jose real estate is among the metro areas showing slim margins when comparing the cost of buying a home versus renting a home. A recent Rent vs. Buy Report released by Trulia concludes it’s cheaper to buy a home than rent a home in 100 of the biggest metro areas in the U.S. Trulia’s report claims it’s about 3.5% cheaper to buy vs. rent in the San Jose real estate market. While prices can...

Photo via Pixabay by FrankWinkler Many Americans look forward to retirement because it’s symbolic of finally being free of most debts, including a mortgage. However, many seniors are finding that their dollars aren’t going as far as they used to, and by the time retirement rolls around some people are finding that they still owe on their home. As a financial planner, you may find that you have to...

Should I Build or Buy My Next Home? Congratulations! You’ve decided to invest in a home. For the discerning consumer, there’s a lot of options out there. New developments, new neighborhoods, old neighborhoods, vacant lots, un-vacant lots—the truth is, there’s a lot of decisions to make. But, after you’ve picked where you want to live, you have another tough choice to make: do I build or buy?...

  Renter Looking to Buy a Home As you're saving for the down payment on your new home, it's important that you're taking other steps to be prepared when you're ready to start your home search. You'll need to think about other costs as well as your suitability for receiving a loan. Complete Costs of Owning a Home When you rent your apartment, you have one payment that covers the total amount of...

 Everything You Need To Know About Cooling Your Home Everyone loves summer for its long days and fun activities, but it's usually no more than a week before people start complaining about the heat. Summers can be sweltering in some areas of the country. Temperatures can reach far above 100 degrees Fahrenheit on the hottest days, and homeowners have to take certain measures in order to protect themselves...

 Best schools in the Bay Area, California Also known as Santa Clara Valley or Silicon Valley, the South Bay area of California is well known for its warm climate, luxurious beaches, wealthy cities, liberal politics, and its prestige regarding cutting edge modern technology. As a testament to this, plenty of technological giants can be located within the area, thus, earning its title as the global synonym...